Built by a trader who blew 800+ funded accounts

Discipline,
institutionalized.

PayoutGuard sits between you and your worst trading day. It connects to your broker and enforces your rules with the cold precision of a prop-desk risk manager — locking the session at your limits, flattening revenge trades, and protecting the payout you've earned.

7-day free trial · No credit card required · Cancel anytime
Built by a trader who blew 800+ funded accounts before building this
NT8 · MT4/MT5 · Tradovate · cTrader · Rithmic
5 min setup · protect your account today

Every other tool tells you to stop.

PayoutGuard makes it impossible not to.

Watching your trades is not enough. Blocking them at the broker level is.

PayoutGuard auto-flattened a session sliding past its loss limit12m agoSAVEDPayoutGuard locked in a big day before the give-back38m agoBANKEDPayoutGuard intercepted a revenge re-entry before it grew1h agoSAVEDPayoutGuard banked a green day at the profit target3h agoBANKEDPayoutGuard stopped a heavy tilt session before the account broke5h agoSAVEDPayoutGuard auto-flattened a session sliding past its loss limit12m agoSAVEDPayoutGuard locked in a big day before the give-back38m agoBANKEDPayoutGuard intercepted a revenge re-entry before it grew1h agoSAVEDPayoutGuard banked a green day at the profit target3h agoBANKEDPayoutGuard stopped a heavy tilt session before the account broke5h agoSAVED
Illustrative examples of PayoutGuard protection events
800+
Funded accounts blown by our founder before building this
73%
Traders blow accounts from emotional decisions — not bad strategy
5 min
Setup time to protect your funded account
Live Dashboard

Your account, protected
in real time.

Every trade monitored. Every rule enforced. All from one clean dashboard.

payoutguard.us/dashboard
PayoutGuard
Dashboard
Challenge
Journal
Analytics
Broker
Risk Calc
Overview
Journal
Analytics
Challenge
Broker
Apex · $50K
SH
Balance
$52,860
Realized P&L
+$342
Total Trades
34
Tilt Score
23 / 100
Open Position
● MNQ 06-26
+ New Trade
MNQ 06-26 · May 2026 · 34 trades
SymbolDate / TimeSideQtyEntryExitP&LStatus
MNQ 06-26May 18, 09:31LONG3$18,692+$342OPEN
MNQ 06-26May 17, 14:22SHORT2$18,720$18,680+$200Closed
MNQ 06-26May 17, 11:08LONG1$18,650$18,605-$90Closed
MNQ 06-26May 16, 15:44SHORT4$18,790$18,730+$480Closed
MNQ 06-26May 16, 10:12LONG2$18,600$18,660+$240Closed
MNQ 06-26May 15, 13:55SHORT3$18,750$18,790-$240Closed
MNQ 06-26May 14, 14:30LONG2$18,540$18,610+$100Closed
7 of 34 trades · View all
Equity Curve
Challenge Rules
Daily loss limit23%
Max drawdown42%
Profit target95%
Min trading days70%
Payout Readiness
95%
2 rules pending · near threshold
REQUEST PAYOUT →
The Problem

You know this
feeling.

You're up $800 on the day. You're having your best week in months. You keep trading. One bad trade becomes two. Then three. You've given it all back — and then some.

73%
account blowups trace to emotional over-trading — not bad strategy
Post-peak
the most dangerous moment is right after you hit a profit high
$0
returned after months of work — because of one bad day
The Story

Eight hundred accounts.
One lesson.

“After my 800th blown account I stopped asking what was wrong with my trading — and started asking what was wrong with my setup. Nothing was protecting me from myself.”

SH
Sherffad
Founder, PayoutGuard · Boston, MA · Futures Trader

Tens of thousands in challenge fees. Hundreds of resets. For years I thought the problem was my strategy. It wasn't — my strategy was fine. My discipline wasn't. I'd hit my target, keep going, and give it all back before the close.

The turning point was watching a trader blow ten funded $50,000 accounts live, in a single tilt session. He wasn't a bad trader. He had no circuit breaker — nothing to stop him once emotion took the wheel. I watched it happen and thought: that's been me, dozens of times.

So I built the tool that didn't exist: one that connects to the broker and enforces the rules without requiring discipline in the moment. Something that treats me like the risk manager I couldn't be for myself.

PayoutGuard is that tool. I built it for myself first. Every serious funded trader needs it for the same reason: not because they can't trade — because no amount of willpower stops a revenge trade after a bad fill. A system does.

The System

How PayoutGuard
works

Set it up once. It watches your account so you don't have to.

Step 01

Set your trading rules

Enter your rules: daily loss limit, profit target, max drawdown. Works for any account type — 2 minutes.

Step 02PRO

Connect your broker

Import via CSV from any broker, or use our live bridge for MT4/MT5, NinjaTrader, and cTrader.

Step 03

Trade with protection

PayoutGuard monitors every trade and enforces your rules the moment a limit is hit — automatically.

Step 04

Grow your account

Hit your target, protect your gains, request your payout. Then reset, scale, and repeat.

Protection Suite

Everything you need to
protect your trading capital

Daily Profit Lock

Hit your daily profit target? Trading locks automatically. Keep every dollar earned — retail or prop.

Tilt Detection

Detects revenge trading before you blow up — 3 consecutive losses, rapid re-entries, accelerating sizes.

Instant Auto-Flatten

When limits are hit, all positions close in milliseconds. Works across forex, futures, stocks, crypto.

Risk Calculator

Position sizing for any instrument — forex lots, futures contracts, shares, crypto. Built in.

Challenge Tracker

Track FTMO, Funded Next, TopStep and more — or set custom targets for your retail or cash account.

Trade Journal & Analytics

Every trade logged with equity curve, win rate, avg RR, and behavioral tilt patterns over time.

Tilt Detection Engine

It knows when you're
about to blow up

The Tilt Score (0–100) measures revenge trading patterns in real time. At 60 you get a warning. At 80, PayoutGuard flattens everything before the damage is done.

60+
Warning
80+
Auto-Flatten
Tilt Score Triggers0–100
2 consecutive losing trades+20 pts
3 consecutive losing trades+40 pts
4+ consecutive losing trades+60 pts
6+ trades in 30 minutes+20 pts
Re-entering within 90s+10 pts
75%+ of daily limit used+15 pts
Universal Connectivity

Works with any broker

Import trades from any platform via CSV, or use our live bridge for real-time protection. No lock-in.

NT
NinjaTrader 8✓ Live

Full auto-flatten + lock · TopStep, Apex, Earn2Trade & all Rithmic firms

TV
TradovateBeta

Direct API — no EA needed · auto-flatten & lock via live sync (in beta verification)

MT
MetaTrader 4 / MT5Beta

Forex, metals, indices — EA bridge · enter API key in popup (in beta verification)

CT
cTraderBeta

cAlgo cBot · API key pre-loaded in download (in beta verification)

TS
TradeStationBeta

Beta — protects strategy-placed trades on the chart · full account protection in development

IB
Interactive BrokersComing Soon

Real-time TWS / IB Gateway bridge in development

TV
TradingView✓ Live

Alert relay — triggers flatten & lock on your connected platform

CSV
Any Broker / CSV✓ Live

Import trade history from any platform · MT4, IBKR, TD Ameritrade + more

Pricing

Straightforward
pricing

7-day free trial on all plans. No hidden fees. Cancel any time.

Starter
$49/mo

Everything to trade smarter and protect your capital.

  • Trade journal (manual + CSV import)
  • Risk calculator (all instruments)
  • Analytics & equity curve
  • Challenge tracker (all prop firms)
  • Tilt score & alerts
  • Daily loss limit tracking
  • 1 trading account
  • Cancel anytime
Start Free Trial
MOST POPULAR
Pro
$97/mo

Live broker connection with automatic risk enforcement.

  • Everything in Starter
  • Live broker connection (NinjaTrader live · MT4/MT5 & cTrader in beta)
  • Auto-flatten positions at daily limit
  • Auto-lock account at target
  • Real-time tilt detection & alerts
  • Up to 3 trading accounts
  • Email + push notifications
  • Cancel anytime
Start Free Trial
Elite
$149/mo

Full power for serious traders managing multiple accounts.

  • Everything in Pro
  • Unlimited trading accounts
  • Multi-account dashboard
  • SMS alerts
  • Advanced analytics & reporting
  • Priority support (24h response)
  • Early access to new features
  • Cancel anytime
Start Free Trial
7-day free trial on all plans · No credit card required
Questions

Before you
ask.

Will this work with my prop firm?

Yes. PayoutGuard runs on YOUR trading platform — NinjaTrader, Tradovate, MT4/MT5, cTrader — so it works with TopStep, Apex, FTMO, Funded Next, Earn2Trade, and any firm that uses these platforms. It enforces your rules locally; the firm just sees disciplined trading.

Can I override a lock if I really want to trade?

Not in the moment — that's the point. Once a daily rule trips, the session is locked until the next trading day (6 PM ET). The trader who wants to override the lock is exactly the trader the lock exists for. You can adjust your limits any time you're NOT locked.

Do you have access to my money or my broker login?

No. PayoutGuard never holds funds and never asks for your broker password. The bridge runs inside your own platform with a key that can only report state and flatten/lock — it cannot withdraw, transfer, or open new positions.

What happens if my internet or PayoutGuard goes down?

The bridge runs on your machine inside your trading platform. If the connection to our servers drops, your platform keeps trading normally and protection resumes the moment the heartbeat reconnects — locks persist server-side, so a restart can't clear them.

How long does setup take?

About five minutes: create your account, set your rules, download the bridge for your platform, and you're protected. No coding — the file comes with your key already inside.

Start protecting your account today

Stop leaving your funded account
to chance.

Join traders who protect their drawdown limits, track payout eligibility, and never blow a funded account from a bad day.

No credit card required · Cancel anytime · Works with APEX, TopStep, MyFundedFutures & more